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Fund Formation & Operations

The Management Company Budget Before a Fund

Author
RAW Capital RaiseEditorial desk
Category
Fund Formation & Operations
Dates
Published Reviewed

Executive summary

First-time managers model the fund and skip the manager. The result is an entity that launches into a cost base it cannot carry: administration, audit, tax, compliance, technology and people, all recurring, all beginning before management fee income scales. Build the management company budget before committing to a fund, and test it against a raise that lands at half the target.

  • Formation cost is one-time and visible. Operating cost is recurring and usually understated.
  • Management fee income scales with committed or invested capital — model the ramp, not the target.
  • Test the budget against a raise at 50% of target and a twelve-month delay to first close.
  • Know which costs are fund expenses and which the manager bears; that boundary belongs in the documents.

Two budgets, not one

The fund has a budget: acquisition costs, financing costs, reserves, fund-level expenses. The management company has a separate one: the cost of existing as an operating business that runs the fund. Conflating them is the most common planning error in a first fund.

The management company's revenue is management fee and whatever other income the sponsor earns. Its costs continue during a slow raise, a quiet acquisition period and the long tail after the investment period ends.

The cost lines to model

Model each line as a recurring annual figure with an explicit start date, not as a formation lump sum.

  • Fund administration and investor servicing.
  • Audit and tax preparation across the fund and its subsidiary entities.
  • Legal — ongoing counsel, not just formation.
  • Compliance: filings, registration or exemption maintenance, policies and monitoring.
  • Technology: accounting, reporting, data room, CRM, model and document infrastructure.
  • Insurance appropriate to the activity.
  • People: the roles that must exist regardless of deal volume, including their fully loaded cost.
  • Premises, travel and the origination cost of maintaining deal flow.

Model the revenue ramp honestly

Management fee arrives on a schedule set by the fund documents — on committed capital from first close, on invested capital as deployment occurs, or on some hybrid. Each produces a materially different cash curve, and the difference is largest in exactly the period when the manager is least able to absorb a shortfall.

Build the curve month by month from a realistic close schedule. Then build it again assuming the raise takes twice as long and lands at half the target. The second curve is the one that determines whether the fund is survivable.

The expense boundary

Which costs the fund bears and which the manager absorbs is both an economics question and a governance question, and investors read it closely. Organisational expenses, broken deal costs, technology, travel and staff allocation are the recurring flashpoints.

Decide the boundary deliberately with counsel, write it plainly in the documents, and then apply it consistently. Inconsistent application is a far larger reputational problem than a slightly less favourable boundary agreed up front.

Funding the gap

Nearly every first fund has a gap between when costs begin and when fee income covers them. It gets funded by sponsor capital, by other income, or by a facility. The one thing it must not be funded by is optimism about close timing.

State the gap, state its source, and state how many months of runway that source provides. An investor who asks how the management company is funded and receives a precise answer has learned something reassuring about how the fund will be run.

Sources

  1. Exempt reporting advisers under the Investment Advisers ActU.S. Securities and Exchange Commission
  2. Reporting Template and standardised fund reporting guidanceInstitutional Limited Partners Association

Disclosure

This article is general information about capital structure and operating practice. It is not legal, tax, accounting or investment advice, and it is not an offer to sell or a solicitation of an offer to buy any security. Structure, exemption and disclosure decisions must be made with qualified securities counsel and your accountants for your specific facts.

Test the manager economics before you commit.

Fund readiness models the management company, the raise schedule and the operating load, and returns a documented go or wait decision.